Here are ten steps you have to do before taking the keys to your new home.

If you want to buy housing, it will be easier you are informed about the market. Here are ten steps you have to do before taking the keys to your new home.

Find and hire a real estate broker They will save you time, nerves and will listen to your preferences. They will help you know more about the estates in your region. You can find correct real estate agency on platforms as imoti.net.

Visit a credit intermediary Read the terms of various mortgages. Get pre-mortgage approval. In this way you will be more competitive – the ones who are ready to make quickly a deal are preferred by the owners.

Have to-do list One for the real necessities and one for your own desires.

Look for dwellings online This is useful for you to get to know the market and the prices.

Visit apartments You can talk to your broker or have online tours of dwellings as in imoti.net.

Prepare for negotiations When you find a property you like, consult your broker and don’t immediately accept the announced price. Negotiate and if you reach a price that satisfies both parties, ask for a preliminary contract.

Complete the mortgage lending Tell the credit intermediary that you have found housing that suits you and be ready to fill out documents.

Wait for the bank’s assessment If it is higher than the price of the deal, that is better for you. However, if it turns out to be lower, then your deductible will have to be a higher percentage and you can consider whether the deal is within your means.

Hire a homemaker They will inspect the dwelling and prepare a list of urgent repairs if needed.

Get the keys to the house You are an owner and you can move into your home.